{"id":3444,"date":"2025-10-09T10:15:00","date_gmt":"2025-10-09T10:15:00","guid":{"rendered":"https:\/\/www.autocaravanasomaia.com\/?p=3444"},"modified":"2025-09-25T19:37:26","modified_gmt":"2025-09-25T19:37:26","slug":"what-motorhome-rental-insurance-does-your-reservation-include","status":"publish","type":"post","link":"https:\/\/www.autocaravanasomaia.com\/en\/what-motorhome-rental-insurance-does-your-reservation-include\/","title":{"rendered":"What motorhome rental insurance does your reservation include?"},"content":{"rendered":"<p data-start=\"343\" data-end=\"599\">If you are thinking of renting a motorhome, you are probably wondering what <strong data-start=\"420\" data-end=\"458\">motorhome rental insurance<\/strong> is included in the price. This aspect is key to travel with peace of mind, since not all insurances offer the same coverage.<\/p>\n<p data-start=\"601\" data-end=\"778\">In this article we explain the <strong data-start=\"636\" data-end=\"671\">most common types of insurance<\/strong>, what the basic insurance covers, what extended options are available and what you should consider before making your choice.<\/p>\n<hr data-start=\"780\" data-end=\"783\" \/>\n<h2 data-start=\"785\" data-end=\"833\">Types of motorhome rental insurance<\/h2>\n<p data-start=\"835\" data-end=\"952\">As with rental cars, there are different types of <strong data-start=\"911\" data-end=\"949\">motorhome rental insurance<\/strong>:<\/p>\n<ul data-start=\"954\" data-end=\"1447\">\n<li data-start=\"954\" data-end=\"1078\">\n<p data-start=\"956\" data-end=\"1078\"><strong data-start=\"956\" data-end=\"978\">Third party insurance:<\/strong> Only covers damages caused to third parties, but not to the vehicle itself. It is the most basic option.<\/p>\n<\/li>\n<li data-start=\"1079\" data-end=\"1272\">\n<p data-start=\"1081\" data-end=\"1272\"><strong data-start=\"1081\" data-end=\"1121\">Comprehensive insurance with excess:<\/strong> The most common. It includes own and third party damages, but you must assume a part of the cost (franchise), which is usually between 600 \u20ac and 1,200 \u20ac.<\/p>\n<\/li>\n<li data-start=\"1273\" data-end=\"1447\">\n<p data-start=\"1275\" data-end=\"1447\"><strong data-start=\"1275\" data-end=\"1315\">Fully comprehensive insurance without excess:<\/strong> The most complete. Practically all damages are covered and you will not have to pay excess, although the rental is more expensive.<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1449\" data-end=\"1598\">At <strong data-start=\"1455\" data-end=\"1478\">Autocaravanas Omaia<\/strong>, we offer a comprehensive insurance with an excess of 900\u20ac.<\/p>\n<hr data-start=\"1600\" data-end=\"1603\" \/>\n<h2 data-start=\"1605\" data-end=\"1666\">Basic motorhome rental insurance coverages<\/h2>\n<p data-start=\"1668\" data-end=\"1733\"><strong data-start=\"1671\" data-end=\"1716\">Basic motorhome rental insurance<\/strong> usually includes:<\/p>\n<ul data-start=\"1735\" data-end=\"1941\">\n<li data-start=\"1735\" data-end=\"1792\">\n<p data-start=\"1737\" data-end=\"1792\">Compulsory civil liability (damages to third parties).<\/p>\n<\/li>\n<li data-start=\"1793\" data-end=\"1851\">\n<p data-start=\"1795\" data-end=\"1851\">Roadside assistance in case of accident or breakdown.<\/p>\n<\/li>\n<li data-start=\"1852\" data-end=\"1894\">\n<p data-start=\"1854\" data-end=\"1894\">Occupant&#8217;s insurance (depending on the policy).<\/p>\n<\/li>\n<li data-start=\"1895\" data-end=\"1941\">\n<p data-start=\"1897\" data-end=\"1941\">Own damage coverage with excess.<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1943\" data-end=\"2142\">\u26a0\ufe0f Normally, this insurance <strong data-start=\"1971\" data-end=\"2025\">does not cover damage to windows, tires or mirrors<\/strong>, or damage to the interior of the passenger compartment. It is therefore important to check the contract before leaving on a trip.<\/p>\n<hr data-start=\"2144\" data-end=\"2147\" \/>\n<h2 data-start=\"2149\" data-end=\"2181\">Extended insurance options<\/h2>\n<p data-start=\"2183\" data-end=\"2336\">If you want to travel with more peace of mind, you can take out an <strong data-start=\"2243\" data-end=\"2290\">extended motorhome rental insurance policy<\/strong>. Among the most frequent coverages are:<\/p>\n<ul data-start=\"2338\" data-end=\"2606\">\n<li data-start=\"2338\" data-end=\"2402\">\n<p data-start=\"2340\" data-end=\"2402\"><strong data-start=\"2340\" data-end=\"2367\">Reduction of deductible<\/strong> (e.g. from 900 \u20ac to 300 \u20ac).<\/p>\n<\/li>\n<li data-start=\"2403\" data-end=\"2456\">\n<p data-start=\"2405\" data-end=\"2456\"><strong data-start=\"2405\" data-end=\"2454\">Coverage of glass, windows and rear-view mirrors.<\/strong><\/p>\n<\/li>\n<li data-start=\"2457\" data-end=\"2499\">\n<p data-start=\"2459\" data-end=\"2499\"><strong data-start=\"2459\" data-end=\"2497\">Tire and wheel protection.<\/strong><\/p>\n<\/li>\n<li data-start=\"2500\" data-end=\"2537\">\n<p data-start=\"2502\" data-end=\"2537\"><strong data-start=\"2502\" data-end=\"2535\">Theft and fire coverage.<\/strong><\/p>\n<\/li>\n<li data-start=\"2538\" data-end=\"2606\">\n<p data-start=\"2540\" data-end=\"2606\"><strong data-start=\"2540\" data-end=\"2568\">International assistance<\/strong>, in case of traveling outside Spain.<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"2608\" data-end=\"2706\">Although it increases the cost of the rental slightly, it will give you greater security in case of unforeseen events.<\/p>\n<hr data-start=\"2708\" data-end=\"2711\" \/>\n<h2 data-start=\"2713\" data-end=\"2782\">Tips on how to choose the best motorhome rental insurance<\/h2>\n<ol data-start=\"2784\" data-end=\"3254\">\n<li data-start=\"2784\" data-end=\"2873\">\n<p data-start=\"2787\" data-end=\"2873\"><strong data-start=\"2787\" data-end=\"2814\">Compare between companies.<\/strong> Not all offer the same basic insurance coverage.<\/p>\n<\/li>\n<li data-start=\"2874\" data-end=\"2994\">\n<p data-start=\"2877\" data-end=\"2994\"><strong data-start=\"2877\" data-end=\"2899\">Think about your route.<\/strong> If you are traveling to mountainous areas or outside Spain, you may be interested in extra coverage.<\/p>\n<\/li>\n<li data-start=\"2995\" data-end=\"3072\">\n<p data-start=\"2998\" data-end=\"3072\"><strong data-start=\"2998\" data-end=\"3029\">Ask about the franchise.<\/strong> Knowing the exact amount avoids surprises.<\/p>\n<\/li>\n<li data-start=\"3073\" data-end=\"3154\">\n<p data-start=\"3076\" data-end=\"3154\"><strong data-start=\"3076\" data-end=\"3105\">Take pictures before leaving.<\/strong> This way you will have proof if there is any misunderstanding.<\/p>\n<\/li>\n<li data-start=\"3155\" data-end=\"3254\">\n<p data-start=\"3158\" data-end=\"3254\"><strong data-start=\"3158\" data-end=\"3185\">Value your peace of mind.<\/strong> Many times paying a little more to reduce the franchise pays off.<\/p>\n<\/li>\n<\/ol>\n<hr data-start=\"3256\" data-end=\"3259\" \/>\n<h2 data-start=\"3261\" data-end=\"3295\">Useful insurance resources<\/h2>\n<ul data-start=\"3297\" data-end=\"3582\">\n<li data-start=\"3297\" data-end=\"3429\">\n<p data-start=\"3299\" data-end=\"3429\"><a href=\"https:\/\/europa.eu\/youreurope\/citizens\/vehicles\/insurance\/index_es.htm\" target=\"_blank\" rel=\"noopener\">European Union: Vehicle Insurance &#8211; International Coverage Regulation<\/a><\/p>\n<\/li>\n<\/ul>\n<h2 data-start=\"3589\" data-end=\"3636\">\ud83d\ude90 Travel with peace of mind with Autocaravanas Omaia<\/h2>\n<p data-start=\"3638\" data-end=\"3862\">In <strong data-start=\"3641\" data-end=\"3664\">Autocaravanas Omaia<\/strong> we always include a <strong data-start=\"3686\" data-end=\"3724\">fully comprehensive motorhome rental insurance <\/strong>with an excess of 900\u20ac. The insurance offers 24h roadside assistance and liability coverage.<\/p>\n<p data-start=\"3864\" data-end=\"3997\">\ud83d\udc49 Check out all the options and book your next getaway here: <a class=\"decorated-link cursor-pointer\" href=\"https:\/\/www.autocaravanasomaia.com\/en\/catalog\/mclouisglamys320\/\" data-start=\"3931\" data-end=\"3995\">www.autocaravanasomaia.com<\/a><\/p>\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you are thinking of renting a motorhome, you are probably wondering what motorhome rental&hellip;<\/p>\n","protected":false},"author":1,"featured_media":3438,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[],"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3444","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sin-categorizar"],"_links":{"self":[{"href":"https:\/\/www.autocaravanasomaia.com\/en\/wp-json\/wp\/v2\/posts\/3444","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.autocaravanasomaia.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.autocaravanasomaia.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.autocaravanasomaia.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.autocaravanasomaia.com\/en\/wp-json\/wp\/v2\/comments?post=3444"}],"version-history":[{"count":3,"href":"https:\/\/www.autocaravanasomaia.com\/en\/wp-json\/wp\/v2\/posts\/3444\/revisions"}],"predecessor-version":[{"id":3448,"href":"https:\/\/www.autocaravanasomaia.com\/en\/wp-json\/wp\/v2\/posts\/3444\/revisions\/3448"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.autocaravanasomaia.com\/en\/wp-json\/wp\/v2\/media\/3438"}],"wp:attachment":[{"href":"https:\/\/www.autocaravanasomaia.com\/en\/wp-json\/wp\/v2\/media?parent=3444"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.autocaravanasomaia.com\/en\/wp-json\/wp\/v2\/categories?post=3444"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.autocaravanasomaia.com\/en\/wp-json\/wp\/v2\/tags?post=3444"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}